Massachusetts Small Claims credit card debt collection defense.
Get my answer
Most people sued over credit card debt never show up to court, and lose automatically.
Massachusetts Small Claims credit card debt collection defense from Attorney Craig D. Singer. Get an attorney-written answer for $50, add Court Prep for $150 to walk into court ready, or have me appear for you for $400.
Start with 8 free questions. You pay only after a quick conflict check.
If you found this page, you’ve probably received a Statement of Small Claim from a debt buyer or credit card company. Being sued is scary, and most people have never been to court.
Don’t ignore it. If no one responds or shows up, the plaintiff can win automatically. You have options, and they cost less than you think.
Not here. Flat fees, told to you up front, and never more than the price you see.
All three start with 8 free questions to see if you qualify. With Answer or Court Prep, you represent yourself at the hearing. Written service; no phone calls.
Essex County: Gloucester, Haverhill, Ipswich, Lawrence, Lynn, Newburyport, Peabody, Salem
Middlesex County: Ayer, Cambridge, Concord, Framingham, Lowell, Marlborough, Natick, Newton, Somerville, Waltham, Woburn
Norfolk County: Brookline, Dedham, Quincy, Stoughton, Wrentham
Answer and Court Prep are available for any Massachusetts Small Claims court.
Start with 8 free questions to make sure I can help. If you qualify, a short form takes about 5 minutes on your phone: you choose your service and upload a photo of your Statement of Small Claim. No phone tag, no office visit, no time off work. I run a quick conflict check and email you a secure payment link the same business day. You pay only once I’ve confirmed I can take your case.
I read every page the plaintiff filed, the way I’ve read these cases for 20 years. I look for what debt buyers most often can’t prove: that they own your specific account, how they calculated the balance, and whether they sued in time. Then I write your answer, usually within hours of payment, ready for you to sign, file, and mail. Add Court Prep and you also get my thorough assessment of your case, a script for your court date, and a step-by-step plan.
In court, the plaintiff has to prove its case; you don’t have to prove you don’t owe. If you choose Court Appearance, I’m there so you don’t have to be: I demand their evidence, challenge what they can’t back up, and ask the court to rule for you if they’re not ready. If you go yourself, you walk in with your answer on file and a script in your hand. Either way, you don’t lose by default.
If you do nothing, the plaintiff wins by default. If you respond:
Get an attorney-written answer for $50, add Court Prep for $150, or have me appear in court for you for $400. Flat fees, no surprises.
See if you qualifyYou’ll choose one of three services in the form:
Here’s what happens next:
10 quick questions, about 5 minutes. You choose your service and upload your court papers.
I email your payment link the same business day.
By email, on the timing above.
Have your Statement of Small Claim nearby. Phone photos of your papers are fine.
An attorney-client relationship begins when I confirm in writing, after a conflict check, that I’ll prepare your answer.
Based on your answers, your case is outside the services I offer. No payment is needed.
The Massachusetts Trial Court has free information for people handling small claims cases on their own.
I’ve spent 20 years litigating consumer debt cases in Massachusetts courts. I know how these cases are filed, what debt buyers have to prove, and where their paperwork usually falls short.
I personally review every case and read every word before it goes to you.
Answer 8 free questions. If you qualify, your attorney-written answer is $50.
Get my answer for $50