Sued over credit card debt? Your income may be protected.

Free case check →

Life is hard enough without having to deal with an old credit card lawsuit.

Owing money and being able to pay are two different things. The law knows the difference.

Massachusetts protects the income you need to live. I’ll help you use that protection, so you may not even have to go to court.

Free case check

Most people ignore these papers. You didn’t. That already puts you ahead.

Which sounds like you?

“I live on Social Security, disability, or veterans benefits.”

That income is protected by law, and the court can’t order you to pay from it.

Your check is yours. I’ll make sure the court knows it.

“I can pay something, but the law office said no.”

The court may set a payment you can actually live with.

I’ll make the case for you.

“I just want this over with.”

Many cases settle before the court date.

You may never have to set foot in a courtroom.

The law protects the income you need to live.

Social SecuritySSIDisabilityVeterans benefitsUnemploymentWorkers’ compPublic assistancePensionsand part of your wages
These come from the court’s own list of protected income.
One flat fee: $225

For Massachusetts Small Claims cases over $2,000.

  • I contact the plaintiff’s lawyer and try to settle before your court date.
  • If it doesn’t settle, I’m in court for you, and I present your protected income.
  • You don’t have to explain it yourself. That’s my job.

Your case check is free. You only pay if I can help you.

No surprises: if a second court date is ever needed, I’ll tell you the fee in writing first.

How it works

  1. Tell me what’s going on

    A few quick questions and a photo of your court papers. About 2 minutes, no cost.

  2. I read it myself

    You’ll get a personal email from me, the same business day.

  3. I take it from here

    If I can help, just reply to my email and I start on your case right away. You’re only invoiced after I’ve done the work.

Free case check

Question 1 of 4
Attorney Craig D. Singer

Attorney Craig D. Singer

For 20 years, I’ve been in Massachusetts courtrooms on credit card cases, thousands of them. I’ve watched person after person stand up and say, “I know I owe it, but I just can’t pay.” Most of them never knew the law was already on their side.

I started this practice so fewer people face that moment alone. I read every case myself, and I’ll tell you exactly where you stand.

Where I appear in court: Essex, Middlesex, and Norfolk County District Courts. (Except Malden.)

You’ve been carrying this alone long enough.

Start with a free case check. It takes about 2 minutes, and I’ll email you the same business day.

Free case check